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About.com    Financial Planning
In the Spotlight | More Topics |
  from Jeremy Vohwinkle
The news is full of bad news for investors. The broad stock markets have fallen sharply since late 2007, and many people are concerned with their investments. For most people, the bulk of their investments lie in retirement accounts, so it makes sense that people quick to make changes.

You do have to be careful and make sure that you're not overreacting. Making a drastic change in your investments could potentially do more harm than good, putting your retirement in jeopardy. Markets go up, and markets go down. That has always been the case, and unless you plan on liquidating all of your retirement assets within a year or two, you'll be sure to watch your portfolio grow again.

Of course, it is important to understand what your investments are doing, but do so with an objective view that filters out a lot of the media hype that is bound to make anyone nervous.
 
In the Spotlight
Planning for Your Retirement
When it comes to planning for the future, most people think of retirement. Retirement planning is important because it allows you to do the things that you were unable to do while working--travel, start a business, go back to school, be closer to family, or simply relax. Because retirement is such an important phase in your life, careful planning...read more

 
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Determine Which IRA is Right for You
People often wonder what type of IRA is best. Both the Traditional and Roth IRAs have significant tax advantages, but in some situations one may be better than the other. Since we can't predict what taxes will be like 20 years from now, if you have the ability to contribute to both types of IRAs, that might be...read more

 
6 Retirement Planning Mistakes to Avoid
We all make mistakes, but learning from our mistakes and identifying what mistakes to avoid can make a big difference. Here are six common mistakes people make with retirement planning that you should avoid...read more

 
 
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