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May 18, 2008
In This Issue:
* Perfect Painkillers...
*

Popular Drugs that Steal Nutrients

* High Blood Pressure Cured in 3 Minutes!
* Myths About Your Bank Account and FDIC Insurance
* Medicine's Hushed-Up 100



Dear Friend,

Many news stories cover nasty side effects of pharmaceutical drugs... but one that rarely gets reported is how they deplete important vitamins and minerals. Frederic Vagnini, MD, coauthor of The Side Effects Bible: The Dietary Solution to Unwanted Side Effects of Common Medications, identifies common culprits, including statins, antibiotics, over-the-counter painkillers and other widely used medications. Which drugs in your cabinet are putting you in jeopardy? Dr. Vagnini tells which drugs rob which nutrients and gives expert advice on how to fortify your diet to stay healthy even while taking your medicine.

Staying solvent is another problem on our minds these days. Americans rely on the government-run FDIC to protect our savings in an uncertain banking environment. Kathleen Nagle, chief of the Deposit Insurance Section of the FDIC's Division of Supervision and Consumer Protection, clarifies which accounts are covered and which are vulnerable, and also shares insider strategies to protect more assets.

All the best,



Jessica Kent
Editor
BottomLineSecrets.com

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Popular Drugs that Steal Nutrients

Frederic Vagnini, MD
Weill Cornell Medical College

D epletion of nutrients is among the most common -- and overlooked -- side effects of both over-the-counter (OTC) and prescription drugs.

Here's what happens: Medications can cause improper absorption of vitamins and minerals -- or they can accelerate the elimination of nutrients from the body. The consequences may range from bothersome symptoms, such as fatigue or stomach upset, to serious heart, muscle or nerve damage.

Most doctors are aware of some minerals that are depleted through the use of diuretics (water-excreting drugs). However, few doctors are aware of the dangers of nutrient depletion caused by many other types of medication, because the problem is not widely reported.

Popular drugs that deplete the body of nutrients...

ANTIBIOTICS

The most commonly prescribed antibiotics include azithromycin (Zithromax), amoxicillin (Amoxil), ampicillin (Omnipen), ciprofloxacin (Cipro), ofloxacin (Floxin) and erythromycin (Eryc).

Nutrients depleted...

B vitamins. The B vitamins are essential for normal metabolism as well as immune and nervous system functioning.

Vitamin K. This vitamin is critical for blood clotting and bone strength.

"Friendly" intestinal bacteria known as Bifidobacterium bifidum and Lactobacillus acidophilus. Antibiotics kill not only harmful bacteria but also "good" bacteria that promote gastrointestinal health and help balance immune response.

If you are prescribed an antibiotic: Ask your doctor about also taking a B-complex vitamin -- 50 mg... vitamin K supplement -- 60 micrograms (mcg) to 80 mcg... and probiotic supplements providing 15 billion live B. bifidum and 15 billion live L. acidophilus organisms daily.*

*If you're taking any medications, consult your doctor before changing your diet or beginning a supplement. In rare cases, increasing a nutrient may interfere with a drug's potency or worsen your condition.

In addition, eat more vitamin B-rich foods, such as beef liver, chicken, pork, fortified breads and cereals, whole-grain pastas, legumes, nuts and dark, leafy greens.

To increase your intake of vitamin K, eat kale... collard, turnip or mustard greens... spinach... broccoli... and Swiss chard.

Caution: Do not take vitamin K supplements or eat excessive amounts of vitamin K-rich foods if you take warfarin (Coumadin) or another blood-thinning drug.

For additional B. bifidum, eat more asparagus, garlic and/or onions, which stimulate growth of this friendly bacteria. For L. acidophilus, yogurt containing live cultures is your best food source.

High-Cholesterol Drugs

The most widely prescribed cholesterol-lowering "statins" include atorvastatin (Lipitor), simvastatin (Zocor), fluvastatin (Lescol), lovastatin (Mevacor) and pravastatin (Pravachol).

Nutrient depleted...

Coenzyme Q10 (CoQ10). All cells require CoQ10 for the proper function of mitochondria (tiny energy-producing structures within the cells). The more energy a cell must produce, the more it depends on CoQ10. That's why cells of the heart, in particular -- because it is constantly beating -- require an abundance of CoQ10.

Unfortunately, statin drugs, which effectively block the production of harmful cholesterol, also prevent CoQ10 production.

Some doctors worry that long-term use of statins may worsen heart failure. Studies have found that patients with chronic heart failure have lower CoQ10 levels, and that CoQ10 supplements may improve their heart condition. Signs of CoQ10 deficiency include fatigue and muscle weakness.

If you are prescribed a statin: Ask your doctor about taking 30 mg to 100 mg of a CoQ10 supplement daily. This nutrient also is available in some foods, including beef, chicken, salmon, oranges and broccoli.

Painkillers

Millions of Americans take a nonsteroidal anti-inflammatory drug (NSAID), such as ibuprofen (Motrin, Advil), naproxen (Aleve), celecoxib (Celebrex) and nabumetone (Relafen), to help relieve arthritis and other inflammatory pain.

Nutrient depleted....

Folic acid. Your body needs this water-soluble B vitamin to produce new cells and DNA and to synthesize and utilize proteins.

Several large epidemiological studies have linked low folic acid levels to increased risk for colon, breast and pancreatic cancers.

Heart health is also affected by folic acid. As folic acid levels decline, levels of the amino acid homocysteine rise. Studies suggest that elevated homocysteine can raise the risks for blood clots, heart attack and stroke.

Low folic acid levels may cause loss of appetite, irritability, weakness, shortness of breath, diarrhea, anemia, headaches, heart palpitations and a sore tongue.

If you take an NSAID regularly (daily for at least one to two weeks): Talk to your physician about also taking 400 mcg to 800 mcg of folic acid daily.

You also can get more folic acid by consuming fortified breakfast cereals, orange juice, spinach and other leafy greens, peas and beans.

BETA-BLOCKERS

Beta-blockers, such as propranolol (Inderal), atenolol (Tenormin), betaxolol (Betoptic S), carteolol (Cartrol) and labetalol (Normodyne), are commonly prescribed for high blood pressure or glaucoma.

Nutrients depleted...

CoQ10. Not only does CoQ10 appear to improve cardiac function in patients with chronic heart failure, studies suggest that it also may prevent second heart attacks and possibly protect against Parkinson's disease.

Melatonin. The hormone melatonin is essential for healthy sleep-wake cycles, and there's some early evidence that it may slow aging.

If you take a beta-blocker: Ask your physician about taking 30 mg to 100 mg of CoQ10 daily... and 1 mg to 3 mg of melatonin nightly, just before bed, if you have trouble sleeping.

ACE INHIBITORS

Angiotensin-converting enzyme (ACE) inhibitors, such as enalapril (Vasotec), benazepril (Lotensin) and ramipril (Altace), as well as angiotensin II receptor blockers (ARBs), including candesartan (Atacand) and irbesartan (Avapro), are prescribed for high blood pressure and heart failure, and to help prevent heart attacks in high-risk patients.

Nutrient depleted...

Zinc. Zinc boosts immunity, and some studies have shown that it reduces the duration of cold symptoms.

Zinc also is necessary for wound healing, strong bones and male potency, and it may help slow the progression of age-related macular degeneration (AMD).

In a recent six-year National Eye Institute study involving 3,600 people with AMD, zinc and antioxidant supplements reduced the risk of developing advanced AMD by 25%.

If you take an ACE inhibitor or ARB: Ask your doctor about taking 50 mg to 100 mg of zinc daily and eating more zinc-rich foods, such as oysters, beef, dark-meat chicken, pork tenderloin, yogurt, milk, peas, beans and nuts. If you continue to take zinc indefinitely, do not exceed 50 mg daily.

Important: Many medications combine an ACE inhibitor or ARB with a diuretic -- for example, enalapril and hydrochlorothiazide (Vaseretic) is an ACE inhibitor plus a diuretic... candesartan and hydrochlorothiazide (Atacand HCT) is an ARB plus a diuretic.

If you're taking a combination drug, you'll need to compensate not only for zinc, but also for the electrolytes and nutrients excreted by the diuretic, including potassium, magnesium, thiamine (B-1) and calcium. Ask your doctor for advice.

Diabetes Drugs

People with type 2 diabetes are often prescribed tolazamide (Tolinase), acetohexamide (Dymelor), glimepiride (Amaryl) or glipizide (Glucotrol) -- all sulfonylurea drugs. These medications stimulate the pancreas to produce more insulin, which lowers blood sugar.

Nutrient depleted...

CoQ10. Diabetes more than doubles your chances of dying from heart disease or stroke -- and low CoQ10 levels exacerbate those risks.

If you're taking a sulfonylurea drug: Ask your doctor about supplementing with 30 mg to 100 mg of CoQ10 daily.

Reflux Drugs

Proton pump inhibitors, such as esomeprazole (Nexium), lansoprazole (Prevacid), omeprazole (Prilosec) and rabeprazole (AcipHex), are prescribed for chronic heartburn -- also known as gastroesophageal reflux disease (GERD) -- and ulcers.

Nutrient depleted...

Vitamin B-12. Vitamin B-12 is essential for producing red blood cells and maintaining a healthy nervous system. Deficits may cause fatigue, dizziness, shortness of breath, diarrhea, tingling in the hands or feet, unsteady gait, nervousness, cognitive changes and even dementia.

Vitamin B-12 is found in red meat, fish, eggs and dairy foods, but our bodies require stomach acid to release the vitamin from these foods. Proton pump inhibitors reduce the production of stomach acid, inhibiting the release and absorption of vitamin B-12.

Iron. Low iron reduces the amount of oxygen your red blood cells can transport to body tissues, leaving you feeling weak and fatigued. A serious iron deficiency results in anemia.

If you take a proton pump inhibitor: Ask your doctor about taking 500 mcg to 1,000 mcg of vitamin B-12 daily and for advice on the best way to increase your iron intake.

Caution: Never take an iron supplement without consulting your physician -- excess iron can accumulate in your major organs and cause severe damage. Most people, however, can safely eat more iron-rich foods, including liver, beef, dark-meat chicken or turkey, legumes and fortified cereals.


E-mail this Article

Bottom Line/Health interviewed Frederic Vagnini, MD, medical director of the Heart, Diabetes and Weight-Loss Centers of New York and an assistant clinical professor of surgery at Weill Cornell Medical College, both in New York City. Dr. Vagnini is coauthor of The Side Effects Bible: The Dietary Solution to Unwanted Side Effects of Common Medications (Broadway).



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Get details...



Myths About Your Bank Account and FDIC Insurance

Kathleen Nagle
FDIC

A mericans depend on insurance from the Federal Deposit Insurance Corporation (FDIC) to protect their savings in the event of bank failure, but many bank customers don't understand what's covered. Common FDIC insurance myths...

Myth: Any financial product sold by an FDIC-insured bank is insured by the FDIC.

Truth: Bank deposits are covered. These include checking and savings accounts, CDs, Christmas club accounts and money market deposit accounts. Investment products, such as stocks, bonds, mutual funds, annuities and money market mutual funds, are not covered even when purchased through an insured bank. Banks must disclose which products aren't covered by the FDIC.

Myth: FDIC coverage is limited to $100,000 per customer.

Truth: Your coverage generally is limited to $100,000 per bank and per ownership category -- but you can have more than $100,000 in coverage at one bank if your accounts fall into multiple ownership categories. Example: In addition to the $100,000 coverage for individual accounts...

Joint accounts owned with a spouse (or someone else) qualify for an additional $100,000 in coverage per co-owner, as long as all owners have equal withdrawal rights.

Individual retirement accounts (IRAs) held through a bank qualify for $250,000 in coverage. If you have other retirement accounts at the same bank, they may be lumped together with your IRAs before applying this limit.

Example: A man and his wife each have $100,000 in individual accounts at a bank, another $200,000 in a joint account and $250,000 each in IRAs at the bank. All $900,000 is covered by the FDIC at that one bank.

Certain kinds of trust accounts qualify for $100,000 in insurance for each "qualifying beneficiary" -- meaning the trust owner's spouse, child, grandchild, parent or sibling.

Certain deposits held in a Health Savings Account (HSA) are covered. Details and limits can vary, so contact the FDIC about your situation.

Accounts of certain types of businesses qualify for $100,000 in separate coverage. However, the accounts of sole proprietors are lumped in with those of their owners for insurance purposes.

If you divide your money among several banking companies, you can protect more. The money must be spread among different institutions, not merely different branches of the same bank.

Myth: I can increase my coverage limits by setting up joint accounts with my young children.

Truth: If your child needs your signature to withdraw money or state law doesn't allow young children to have their own bank accounts, this joint account will be lumped together with your individual accounts and the total coverage will be capped at $100,000.

Myth: I can double the amount of coverage I receive by altering my name on different accounts.

Truth: Using different names for the same person, such as John A. Smith and J. Adam Smith, or changing the order of names on joint accounts will not affect the insurance coverage.

Myth: The FDIC pays pennies on the dollar, and the government can take years to refund my money.

Truth: FDIC insurance pays 100% of the money lost up to the coverage limit and does so within days.


E-mail this Article

Bottom Line/Personal interviewed Kathleen Nagle, chief of the Deposit Insurance Section of the FDIC's Division of Supervision and Consumer Protection, Washington, DC. If you have questions about FDIC insurance, you can call the FDIC toll-free at 877-275-3342. www.fdic.gov


Special Offer

MEDICINE'S HUSHED-UP 100

The shocking new findings that follow were buried by networks dependent on drug advertising!

You would never believe what researchers are up to behind the locked gates of the world's top research labs. And the fat cats who run modern medicine are determined you'll never find out. But the doctors who've made these discoveries are spilling the beans...

Learn more...



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