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April 25, 2008
In This Issue:
* Forever Young
*

Important New Breakthroughs in Hearing Aids

* Perfect Painkillers...
* Get Great Stuff at IRS Property Auctions
* Dream Builder



Dear Friend,

It typically takes seven years for people to realize they have a hearing problem... maybe that's because it's news no one wants to hear. However, new hearing aids combine technology like artificial intelligence with design features that make them more comfortable and attractive -- including a version you wear on your belt. They're also custom-tuned for individual needs. Ross J. Roeser, PhD, audiology professor at the University of Texas and editor of Roeser's Audiology Desk Reference, tells what's available nowadays.

You won't believe what's available for auction, not on eBay, but from the IRS... commercial properties, a patent and a small amusement park are just a few of the recent listings. But there are also many items regular folk would like too. Tax attorney James Glass shares insider information on what's for sale and how to get it.

All the best,



Jessica Kent
Editor
BottomLineSecrets.com

Special Offer

FOREVER YOUNG

Getting old can be awful. Aches... pains... illness... constant bouncing from doctor to doctor. We all dread it.

You can't stop the clock, but you can banish the miseries that sometimes come with it.

  • Bulging belly
  • Cholesterol-choked arteries
  • Brain failure and fatigue
  • Weakness and impotence
  • Frozen joints or back pain
  • Spotted, decrepit skin
  • Tumors taking over your body
  • Parkinson's tremors
  • Menopausal miseries
  • Fading, cloudy vision
  • And all other indignities of aging!

Read on...



Important New Breakthroughs in Hearing Aids

Ross J. Roeser, PhD
Callier Center for Communication Disorders, University of Texas at Dallas

A bout one-third of Americans over age 60, and half of those over age 85, have some degree of hearing loss. But hearing loss occurs so gradually that it takes about seven years before people realize that they're having problems.

Only about 16% of family doctors routinely test hearing. Insist on it! Have your hearing checked periodically -- and consider getting a hearing aid if you aren't hearing as well as you should.

Good news: Today's hearing aids bear little resemblance to the bulky, unsightly devices of 20 years ago. Miniaturization has made them much less conspicuous -- some are almost invisible. Advances in technology allow users to adjust their hearing aids for different types of hearing loss, different sound environments and personal preferences.

NEWEST DEVELOPMENTS

The degree and type of hearing loss dictate which hearing aid will help you the most. Nearly all users can benefit from recent technological advances. These include...

Open-fit devices. These fit outside the ear and are among the most popular hearing aids. They don't require an impression to be taken of the ear canal as with devices that fit inside the ear. Patients can be fitted with the device and take it home the same day.

Open-fit hearing aids have a small component that rests over the ear. This holds a microprocessor with a very fine wire attached to it that feeds into the ear canal where the small speaker is placed. The sound quality rivals that of much larger aids while the device is less visible. These hearing aids also avoid the amplification of your own voice that occurs when your ears are plugged, such as when you wear a hearing aid that blocks the whole ear canal.

Extra advantage: Open-fit hearing aids primarily amplify high frequencies. This means that patients with high-frequency hearing loss -- the most common type -- get help only in the sound range that they need. They aren't subjected to unnecessary amplification of lower sound frequencies as with other types of aids.

Live speech mapping. This new technique ensures that hearing aids deliver the correct volume/sound characteristics for individual patients. A small microphone, connected to a computer, is threaded into the ear canal. The microphone is also able to pick up when sound is being heard by measuring vibrations in the ear canal. When the practitioner speaks into the microphone, the resulting data picked up from the ear canal is fed into the computer, producing an image on the screen. This gives a "map" of such things as high or low frequencies, music and background noise -- and allows the audiologist to make precise adjustments in volume, sound frequency, etc.

Data logging. A tiny computer with a receiver in the hearing aid tracks the types of sound environments (concerts, noisy rooms, etc.) that the patient has been exposed to over a period of weeks or months. An audiologist uses these acoustic logs to determine what kinds of sounds a patient is most exposed to and adjusts the hearing aid settings accordingly.

Artificial intelligence. Some hearing aids contain microprocessors that analyze the data logs and automatically adjust the hearing aid's performance parameters to match the patient's needs.

TYPES OF HEARING AIDS

Nearly all hearing aids can be programmed to match a patient's hearing profile -- amplifying some frequencies and not others, for example. Digital hearing aids incorporate the latest technology and are often superior to other types. Analog hearing aids are much less expensive and are adequate for some patients. There's also an in-between, hybrid type. Pros and cons...

Analog aids have the fewest features. The main adjustment is simply to make things louder or softer. The sound quality isn't great, but some patients -- particularly those who have used them for years -- may prefer them.

Digitally programmed analog. These use the same analog amplifiers as older models, but include a tiny computer to fine-tune the sound. They're more versatile than analog aids, and less expensive than digital.

Digital hearing aids process sounds through a tiny computer. Programmed to compensate for the specific type of hearing loss, they also have preset programs for phone use, conversation, music, etc., that allow you to switch back and forth as needed.

Example: At a loud party, you can push a button that chooses a program that filters out background sounds. Another program might reduce crinkling sounds when reading the paper.

DIFFERENT STYLES

In-the-canal hearing aids. Some hearing aids are nearly invisible because they fit entirely in the ear canal. These models are a good choice for people with mild hearing loss who dislike the appearance of larger models.

Drawbacks: They're expensive... aren't powerful enough for severe hearing loss... have tiny batteries that last less than a week... the small controls are difficult for some users to manage.

Behind-the-ear models (including open-fit devices) have a component that fits behind the ear (like an eyeglass earpiece) and a mold that fits in the ear canal. Bulky compared with other models, they've become smaller and less visible in recent years. They can correct moderate to severe hearing loss, and the controls are large enough to manipulate easily.

In-the-ear models do not fit as deeply inside the ear as in-the-canal hearing aids. But they're barely visible and may include such features as a telephone coil (to eliminate feedback when using a telephone headset), that don't fit on smaller models. They are good for those with mild to moderately severe hearing loss.

Body-worn hearing aids contain all of the electronics in a pager-sized box that's worn on the belt or carried in a pocket. A wire runs from the box to the ear canal. They're mainly used by people with severe hearing loss.

Many patients are tempted to get a hearing aid that incorporates all of the latest technology even if they don't really need it. Extra features add greatly to the cost. It doesn't make sense to get a feature-laden hearing aid if you aren't likely to spend the time needed to learn how to use it, or if you spend most of your time in the same kind of sound environment.

IMPLANTABLE HEARING AIDS

The aids described above might not work for patients with certain medical ear conditions or severe/profound hearing loss. An option might be to get an implantable hearing aid, such as a...

Bone-anchored conduction hearing aid. A small titanium screw is attached to the bones of the middle ear during an outpatient procedure. Sound causes the screw to vibrate. These vibrations are transmitted by electrical devices directly to the inner ear.

Cochlear implant. An electrical receiver is surgically implanted under the skin behind the patient's ear. An electrode from the receiver goes into the cochlea, a snail-like structure in the inner ear. The signals from the electrode are picked up by the auditory nerve and travel to the brain.

Implantable hearing aids may produce clear sound, but they're generally used only in patients who can't use conventional hearing aids.


E-mail this Article

Bottom Line/Retirement interviewed Ross J. Roeser, PhD, professor of audiology and executive director of the Callier Center for Communication Disorders at the University of Texas, Dallas. He is editor of Roeser's Audiology Desk Reference (Thieme Medical).



Special Offer

PERFECT PAINKILLERS...

Work in seconds, cost 23 cents and heal your gut!

We're all trying alternatives now that painkilling drugs are proving so deadly. There's got to be a better way! And now there is, thanks to a brilliant physician named Dr. Mark Stengler. In a famous case that's making fellow doctors gasp in admiration, Dr. Stengler's patient, Todd, could barely believe how fast his arthritis agony disappeared after all those drugs had failed him.

Read on for more details...



Get Great Stuff at IRS Property Auctions

James Glass

A n IRS Web site lists -- with pictures -- items that the IRS has seized to settle tax debts and that it plans to auction off.

Examples: Automobiles, business equipment, commercial properties, real estate, patents, and financial instruments, to name just a few. Recent listings included homes, sports cars, and a small amusement park.

Auction dates and locations, and times when the properties can be inspected, are provided. There's also a search engine to help you find the item you are looking for, and a question-and-answer explanation of the auction process.

More information: Go to www.treas.gov/auctions/irs.


E-mail this Article

Tax Hotline interviewed James Glass, tax attorney based in New York City and a contributing writer to Tax Hotline.


Special Offer

DREAM BUILDER

Many friends of mine have had to change their retirement plans due to the bear market during the past three years. Retirement portfolios have lost as much as 50% or more, meaning time lines for retirement also have been delayed. For those who are 50 years old or older, there is not a lot of time to recoup your losses.

But here's good news: It's still possible to have the type of retirement you've always dreamed about. And I'm going to show you how to do that.

Read more...



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