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Hi,
There is a term that investors use. Perhaps you've heard it. "Subject To" What's that?
When you buy a property, "Subject To", you basically skip the step where you would normally go to a mortgage lender, fill out a long application, supply a great deal of documentation of employment, income, financial condition, etc. Instead you buy the property by negotiating a deal with the seller in which the existing loan stays on the property after the close of escrow and you take over the responsibility of paying the monthly payments.
Why on earth would you buy this way? Why the heck would the seller agree to it?
Click below for some explanations.
http://www.freeinvestorstrategies.com/05-SubjTo.htm
All the best,
Dave Brown
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