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About.com   Financial Planning
In the Spotlight | More Topics |
  from Jeremy Vohwinkle
Last week the Federal Open Market Committee reduced the federal funds rate by half of a percentage point. This key interest rate affects many facets of the economy and some effects can be seen in your own finances. The federal funds rate is often used as a key factor in determining interest rates on everything from checking and savings accounts, to mortgage and credit card rates. This first rate cut in over four years could be the start of continuing cuts through the end of the year. This is a good time to begin watching your credit card interest rates to see if they drop, and if not, possibly look to transfer the balance to a card that is tied to the federal funds or prime rate, as well as examine the rates on your savings accounts or CDs.

 
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Finding a Lost Pension
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Help! I Can't Pay My Taxes
Are you behind in paying your 2006 taxes? Hopefully you have at least filed your return to avoid the late filing penalty, but even so, that doesn't let you off...read more

 
Lower Your Credit Card Interest Rate in Ten Minutes
Wouldn't it be nice if you could lower the interest rate on your credit cards? Actually, you may be able to, and it will probably only take a few minutes...read more

 
 
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