IN THIS ISSUE...

• 5 little-known ways to reduce arthritis pain without anti-inflammatories and painkillers. (Hint: One is to eat more grapes.)
• How to earn 705% on your stocks while the market is only going up 14%
• The biggest mistake you can make when E-mailing your résumé. Employers won't even read it if you do this. Here's how to get it readevery time.
• Best way to avoiding crippling falls in your golden years. Simple 3-minute technique improves balance and coordination.
• Did you know that mammograms fail more than 50% of the time when the cancer is small? But thanks to this new breakthrough, you can improve your detection rate to 86%!
• Best time of day to call for a hotel reservation at the cheapest price. Every day at this time, the remaininghotel rooms are on sale.
• The common activity that's responsible for 50% of skin aging. Surprise: It's not sunbathing or smoking, but something else that most peoplethink is harmless!
• Cosigning a child's loan? Believe it or not, putting the loan in your own name is asafer bet. The reason why... plus, the best way to do it.

How to Earn 705% on Your Stocks
While the Market Is Only Going Up 14%

Wall Street insider reveals how he did it... and you can, too.
By Marjory Abrams, Publisher

If you would like to become 7 times richer in the next few years, then you're going to love this Special Edition. In it, weinterviewed one of the most successful investors in history, a Wall Street insider who we call "Mr. X."

Mr. X has seen it all -- the bear market of 1972-73... the crash of 1987... the tech wreck of 2001. And through it all, he's made spectacular profits.

When he was in his 20s, he turned $5,000 into $200,000 in just 26 months. By his 30s, he was already a multimillionaire with his own seat on theNew York Stock Exchange. And in the up-and-down years of 1998-2003, he chalked up a gain of 705%. That's almost 50 times better than the S&P 500,which only rose 14.6% during that period!

And best of all, Mr. X did it without options, futures, hedge funds, or other risky investments. In fact, his method is even less risky than investing in indexfunds!

Mr. X developed his method by studying 40 years of stock market statistics. He studied the top-performing stocks in history to see what they had in commonbefore they made their biggest price moves. Then he took those common traits and created a simple stock-picking system that anyone can follow.

The cornerstone of Mr. X's stock-picking strategy is something you may find surprising...

Forget about buying low and selling high!

"Buy low, sell high" sounds great in theory. But, in reality, low-priced stocks usually go even lower.

You see, the overwhelming majority of low-priced stocks are priced that way for good reasons. In other words, they're not "undervalued,"they're just lousy stocks!

Trying to find the rare stock that is truly undervalued takes a lot of skill, luck, and hard work. Which is why most investors fail miserably at it.

So what should you do instead? Look for stocks with strong earnings that are rising in price.

Fortunately, finding these stocksis easy. All you have to do is go to Yahoo® or other financial Web sites and look for something called a relative strength ranking.

Relative strength is simply a measure of how much a stock is rising compared to all the other stocks. For example, if a stockhas a relative strength of 70, it means its price has risen more than 70% of all stocks. If it has a relative strength of 80, it means it's risen more than80% of all stocks. And so on.

Mr. X's analysis found that the top-performing stocks in history had a relative strength of 80 or above right before they made theirbiggest moves. So he advises you to only buy stocks with a relative strength of 80 or more.

Buying stocks with a high relative strength is just one of the 7 rules Mr. X uses when buying and selling stocks. And you'llfind all 7 spelled out for you in a Confidential Report that I have put together called Money Secrets of the Rich & Well-Connected.

The report reveals over 100 ways you can increase your income, reduce your taxes, fatten your nest egg, and live a richer life. Secrets likethese:

• How to know when to sell a losing stock. You'll never lose your shirt if you follow this golden rule.
• How to earn 13.9% on your money in just 3 months. This strategy is so easy, even a total investment dummy can do it.
• The world's most accurate stock market indicator. Has worked a perfect 15 out of 15 times!
• The beginner's guide to flipping properties. Professionalreal estate investor reveals where to find good deals... how to tie up the property without risking your own capital... easiest way to sell the propertyfast.
• How to buy houses below market value. Hint: Call on "for sale by owner" properties only... and make this the first question you ask.
• How to open a self-directed IRA that lets you invest in real estate. Includes contactinformation.
• How to pay off your 30-year mortgage in just 23 years -- without increasing the amount per payment. Easy way to save up to $100,000 or more.
• Deduct mortgage payments on a home you don't even own! 100% legal... if you do this.
• When a stock tip is actually considered insider trading. Knowing the difference could keep you out of trouble and save you afortune in legal fees.
• How to take advantage of the expected slowdown in the real estate market -- by buying a second home!
• Lower your tax bracket in one easy step. The top income tax bracket is now 35%, but you can create a 15% tax bracket for a bigchunk of your income.
• How to boost your tax refund -- even if you take the standard deduction. Tax expert reveals several little-known waysto get much more back.
• The absolute worst type of condo to buy. Maintenance fees can double or triple in the first few years.
• Your favorite stock plummets to $60, but you sell it for $90. Secret technique used by Wall Street insiders. 100% legal... costs nothing... and involves no short selling.
• And much more.

As you can see, this report is crammed with valuable information that can have a dramatic effect on your wealth. And withyour permission, I'd like to send you a copy absolutely FREE.

I'd also like to send you 6 free issues of BOTTOM LINE/Personal, the only publication in the world that specializes in unearthinginsider secrets.

Please understand that both these gifts are TOTALLY FREE. There are no strings attached. There's no obligation to buy anything,now or ever.

But that's not all. We realize that being rich won't do you any good if you don't have your health. That's why we'd like tosend you a second FREE report called The Doctor's Handbook of Healing Remedies and Medical Breakthroughs.

For this report, we interviewed many of the world's greatest doctors, scientists, and health professionals.We consulted with founders of world-famous clinics... authors of best-selling health books... and researchers at thetop medical schools and hospitals in the country.

These experts revealed dozens of breakthroughs in medicine, nutrition, vitamins, surgery, exercise and fitness, mind-body cures, andmore. And they're all in this amazing report. For example, you'll find out about...

The Common Activity That's Responsible
For 50% of Skin Aging

Believe it or not, most aging of the skin is not the fault of old age or bad genes. It's the result of inflammation. Yes, inflammation.

Most of us think of inflammation as a visible swelling, like a bump on the head or the swelling associated with infection. But thefact is that most inflammation goes on invisibly -- and constantly -- at the cellular level.

When inflammation occurs, your body produces nasty inflammatory chemicals called leukotrienes that damage cell membranes.These leukotrienes increase your risk of heart disease and cancer. They also react with the cells of your skin, breakingdown collagen and causing wrinkles, age spots, and sagging skin.

So what causes inflammation in the first place? Much of it is caused by free radicals. For example, ultraviolet radiation fromsunlight creates free radicals in the skin. So does air pollution and cigarette smoke.

But as bad as sunbathing and cigarette smoking are for your skin, there's another activity that's even worse. In fact, this activityin and of itself is responsible for 50% of all skin aging! Cut back on this one single activity, and you slow the aging process to acrawl! You'll get complete details in your free copy of The Doctor's Handbook of Healing Remedies and Medical Breakthroughs.

You'll also find dozens of other secrets to looking better, feeling better, and staying healthy for life. For example, you'll discover:

• How to get permanent relief from allergy symptoms. Never mind inhalers, drugs or allergy shots. This painless, 15-minute procedure maybe all you need.
• Get rid of a headache instantly by pinching this secret spot on your face. Blocks nerve signals that cause the pain.
• Say good-bye to hot flashes. Amazing herbal supplement may be more effective than HRT... and without the unpleasant side effects.
• Heal twice as fast from an injury or surgery. This unconventional treatment appears to bring healing blood rushing to theaffected area.
• Vision problems? Maybe you should have your feet examined.Here's why.
• The 10-cent extract that causes cancer cells to commit suicide! Proven in over 100 studies. Available at most supermarketsand health food stores.
• Drink this, lose 5 pounds. Natural fat-burner goes to work after second glass.
• Macular degeneration: Your skin type can put you in the high-risk category! How to tell. Plus,the grocery store item that lowers your risk and keeps your eyes young. (And no, it's not carrots.)
• Tired? Run down? You may have a salt deficiency. That's right, a deficiency.
• How to get your body to release painkilling endorphins. This ancient Asian technique is ideal for people with arthritisand other chronic conditions.
• The home remedy shown to prevent heart attacks, colon cancer, and maybe even Alzheimer's disease. All for just pennies a day!
• How to slash your dangerous LDL without statins or other prescriptions. Four ordinary supplements proven to lower your cholesteroljust as well.
• Improve your memory with yoga! Here's why it works.
• Stroke breakthrough! New FDA-approved device actually removes dangerous blood clots quickly. Best of all,it can be used up to 8 hours after symptoms appear.
• Nature's Rogain®. This amazing herb slows male pattern baldness... for pennies, not dollars.
• Take Advil® to protect against breast cancer? Yes! Study finds 49% reduction in risk. Best of all,you don't have to take it every day.
• Secret ingredient that slashes your risk of cancer. (No, it's not garlic!)
• Paper or plastic? If you have arthritis, the type of bag you choose at the grocery store is critical.Here's why.
• Folk remedies that actually work. Everything from colds and headaches to nausea and insomnia.Amaze yourself... and your friends.
• The safest way to buy prescription drugs from Canada. You'll save 50% or more... and the U.S.government won't come after you as long as you do this.
• And much more.

As you can see, The Doctor's Handbook of Healing Remedies and Medical Breakthroughs is chock-full of ways to protect your health. And the report is yours absolutely FREE. All you have to do is click hereand I'll rush you the report, plus the next 6 issues of BOTTOM LINE/Personal.

But that's not all. I'd also like to send you a third FREE report called The Bottom Line Guide to Practically Everything.Again, no strings attached.

This report is loaded with secrets that help you in every area of your life... from your career to your relationshipsto your fun and leisure. Here are a few examples:

The Biggest Mistake You Can Make
When E-Mailing Your Résumé

Want to make sure your résumé gets read? Then never attach it to an E-mail unless you're specifically asked to do so. Instead, copy and paste it into your E-mail message.

Reason: Most prospective employers and employment agencies are reluctant to download documents that might carry computer viruses.

More tips: Be sure to correct any type styles that might be lost in the copy-and-paste process, such as boldface or underlined text.And make sure you limit each line to 72 characters or less. Most E-mail programs wrap text around at 72 characters. That means anyline longer gets cut off and dropped down to the next line -- making your résumé look like it was hit by a chainsaw.

Don't Cosign Your Child's Loan --
Do This Instead

Parents often cosign credit cards or other loans for their children. But you should be aware that in many states,creditors are not required to notify the cosigners when a borrower exceeds a credit limit or falls behind on loan payments.As a result, you can become liable for overdue payments and penalties without ever knowing there was a problem.And your credit rating may be harmed as well.

Here's a better way: Consider having the child cosign your credit card. That way, the child will have access to the credit line and build a credit history, while monthly statements will come directly to you.

Why Mammograms Fail Up to 50% of the Time... and How to Improve Your Detection Rate to 86%!

The best way to beat breast cancer is to detect it early, when it's still treatable. Unfortunately, that's easier said than done.Manual breast exams don't reveal a tumor until it's already big enough to feel. And mammograms aren't much better: In cases where thetumor is in dense breast tissue, mammograms fail to detect the cancer more than half the time! But thanks to a new breakthrough,you can make sure the doctor finds it all. The breakthrough is called molecular breast imaging, and a Mayo Clinic study found that itraises the detection rate to an amazing 86%!

Next time you have a breast exam, ask for a molecular breast imaging test. It can save your life!

To get your FREE reports and 6 FREE Issues, click here.

9 Secrets That Hotels Don't Want You to Know

You want a hotel to be your home away from home, but many aspects of hotel pricing and policy are anything but homey. Here's what youneed to know...

1. You get the best rate by calling the hotel's local number, not the 800 number, which usually links callers to an off-site,centralized call center. Instead of asking for the reservations desk, ask to speak with the manager on duty, the general manager, orthe director of sales. These people have the authority to negotiate room rates
2. Rooms are more expensive in the morning. The best time of day to make a reservation by phone is right after 6 PM. This is whenhotels wipe out all the no-show reservations that were unsecured by a credit card. They then offer those rooms at bargain rates. Note: In high-occupancy cities like New York or San Francisco, the deadline is 4 PM.
3. Everything is negotiable. Think parking is overpriced? If the lot looks half empty, offer less than the daily rate. Planning to make alot of phone calls? Some hotels offer a per-day flat fee for long distance in the U.S. and local calling -- usually $9.95 -- but you must askfor it.
4. Rooms are available even when a hotel has no vacancies. In any large hotel, a few rooms usually are listed as "out of order" at anygiven time. The problems might be something as simple as a stain on the carpet or a chair that has been sent out for repairs. If you're desperate for alast-minute room in a hotel that claims to have none available, tell the manager you are willing to take an out-of-order room that has only a minorproblem.
5. A thief takes one credit card, not your entire wallet. It's no secret that crime is common in hotels. The new twist is thatsome hotel thieves now take just one credit card when they find an unguarded wallet in a room -- and leave everything else untouched. Often,the victim doesn't notice the card is missing until the credit line is maxed out.

   Travel only with the credit cards you really need, and check your wallet carefully if you accidentally leave it unattended.

6. It pays to tip the housekeeper every day. Exchange a few pleasant words with the housekeeper if you see him/her -- andleave a $2 or $3 tip each day. You'll get better service. Housekeepers are the most overworked, underpaid, underappreciated people inthe hotel, so any gesture will be appreciated.

   Knowing the housekeeper also reduces the chances that your room will be burglarized. Dishonest housekeepers are less likely to targetguests they have met. And if a thief enters your room while it is being cleaned and pretends to be you -- a common ruse -- the housekeeperwill be able to spot the imposter.

7. Your bags aren't safe with the bellhop. Even in elite hotels, luggage can be stolen right off the luggage carts in the lobby.Though these bags theoretically are in possession of the bellhop, the hotel assumes no legal responsibility for the loss.

   If your bag is going to sit for more than a few minutes, ask that it be placed in a secure room. Keep valuable items in the hotel safe.

   Helpful: High-end luggage might impress fellow travelers, but it also impresses thieves. The cheaper or uglier your luggage looks, the greaterthe odds that a thief will target someone else

8. Hotel rooms are infested with germs. Certain items in hotel rooms never get cleaned. The biggest trouble spots includethe TV remote control, telephone, and clock radio. Travel with a package of antibacterial wipes, and clean these items when you arrive.

   Also, while reputable hotels provide fresh linens, bedspreads might be cleaned only once every few months. Remove them from the beds when you check in.Ask for clean blankets as soon as you arrive.

9. The lost and found is a great resource for cell phone users. If you use a cell phone, odds are that someday you'll forget to bringyour recharging cord or lose it in transit. If you're staying at a hotel, there's no need to buy a replacement. Recharging cords are the No. 1 itemleft behind in hotel rooms. Most hotels are willing to lend cords from their lost and found -- but guests rarely ask.

The Best Way to Avoiding Crippling Falls
In Your Golden Years

Every year, over 250,000 Americans suffer a hip fracture. Within a year, one in 5 dies. And of those who survive, nearly half never fullyrecover and require long-term nursing care.

But it doesn't have to be that way. Most of the falls that cause broken bones can be easily prevented. How? By improving your balance.

Your sense of balance is like a muscle -- you must exercise it regularly or it will weaken and lose its usefulness to you. The good newsis it's easy to improve your balance. Simply stand on one leg and move the other, bent at the knee, throughspace. Do this several times throughout the day. (Many people find that the best time to do this is while brushing their teeth.)

Once you get really good at it and can stand for several minutes, try standing on one leg with your eyesclosed. In the beginning, you'll probably only be able to do it for a few seconds. But with practice,you'll soon be able to stand for 28 seconds -- the same amount of time as the average 30-year-old!

Be sure to have something sturdy nearby to grab hold of in case you need additional support.

To get your FREE reports and 6 FREE Issues, click here.

Best Way to Get Germs Off a Kitchen Sponge

Even if you wash your kitchen sponge regularly, it can still be full of bacteria. In fact, studies showthat the average kitchen sponge can contain up to a million more germs than a toilet seat! And if you're not careful, thosegerms can make it onto your dishes, your drinking glasses, and your countertops.

Fortunately, the best way to decontaminate a sponge is also the easiest. Just rinse it, wring it out, and microwave it for 30 to 60seconds. The microwave will kill those nasty germs dead.

HEALTH SMART

5 Little-Known Ways to Reduce Arthritis Pain,
Without Painkillers and Anti-Inflammatories
(Hint: One is to eat more grapes)

If you have arthritis, you've probably tried painkillers and heating pads. You may have even tried drugs like Celebrex® or supplementslike glucosamine. But here are 5 little-known remedies that you probably haven't tried. They're safe... they're inexpensive... and they can dramatically curb your symptoms.

1. Drink Tea. Yes, tea. Research shows that green tea is rich in polyphenols -- compounds that suppressthe expression of a key gene involved in arthritis inflammation. Black tea is made from the same leaves and may be as beneficial, eventhough it is processed differently. Drink one or 2 cups of hot or cold tea daily.
2. Boost Your C and D. Vitamin C is believed to slow the loss of cartilage due to osteoarthritis, while adiet low in vitamin D has been shown to actually speed the progression of osteoarthritis. In a recent high-profilestudy, doctors discovered that patients who ate a diet high in vitamin D (or who took vitamin D supplements) reduced their risk for worsening theirarthritis by 75%. Another study of over 25,000 people concluded that a low intake of vitamin C may increase the risk of developing arthritis. Takedaily supplements that provide 500 to 1,000 mg of vitamin C, and 400 IUs of vitamin D.
3. Try Willow Bark and Boswellia. Willow bark is where aspirin comes from. And boswellia has been used for centuries to reduce inflammationand maintain healthy joints. A study showed that taking these 2 herbs is just as effective as taking a drug like Motrin®. Take 240 mg of willow barkand 1,000 mg of boswellia per day.
4. Eat Grapes. Grape skin contains resveratrol, a natural compound known to act as a COX-2 inhibitor.Resveratrol both suppresses the COX-2 gene and deactivates the COX-2 enzyme, which produces inflammation at the site of injuryor pain. A study published in the Journal of Biological Chemistry confirmed that resveratrol acts as an antioxidant and a COX-2 inhibitor.Eat one cup of white or red grapes daily. Good news: Purple grape juice and wine contain resveratrol, too.
5. Therapeutic Taping. Wrapping tape around a joint to realign, support, and take pressure off it hasgreat benefits for arthritis sufferers. In an Australian study, 73% of patients with osteoarthritis experienced substantially reduced symptomsafter just 3 weeks of therapeutic taping. The benefits were comparable with those achieved by standard drug treatments and lasted even aftertaping was stopped! Important: Taping must be done properly to be effective. Consult a physician or physical therapist who can showyou or a family member the proper technique.

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I could go on and on about all the secrets you'll get in your 3 free reports. But what I'd like to do instead is just give them to you.

So please click here. When you do, you'll receive...

• Money Secrets of the Rich & Well-Connected -- FREE!
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Think of all the benefits you'll get by having these publications in your home. You'll have the knowledge to protect your healthand wealth. You'll have freedom, independence, and peace of mind. And you'll be a source of inspirationto those around you, those who turn to you for advice and direction.

BOTTOM LINE/Personal brings you all that and more! And we hope you'll join us.

Of course, you're under no obligation to subscribe. The decision is entirely up to you. Send for your free gifts. If you want tocontinue with BOTTOM LINE/Personal, we'll extend to you our preferred subscriber rate. If you decide not to continue, pay nothingand owe nothing. The free issues and free reports are still yours.

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P.S. If you respond within the next 11 days, I'll send you 2 ADDITIONAL FREE GIFTS: How to Get VIP Treatment Wherever You Go, and Absolutely Amazing Ways To Save Money. Complete details follow. Read on...

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